MAC
Financial Services, Inc. was founded by Mark Cantarella after ten years
of financing and leasing experience. While working for companies such
as First Sierra Financial and American Express Business Finance, he
realized, with an eighty percent plus repeat customer base, there is
a strong demand for the one on one personal service that has long been
abandoned by “Corporate America”. Whether our customer is
a small business owner, corporation or Fortune 500 company, each transaction
demonstrates the best customer service in the industry. Meeting each
customer’s current need is our first priority. More importantly,
it is not about the “deal”, it is about the value of the
relationship. MAC Financial’s most valuable asset is our customers.
Our referral business has made MAC Financial an emerging leader in the
equipment finance and leasing industry. MAC Financial is a member of
the EAEL, UAEL & local Chamber of Commerce.
To
meet our customers’ needs
MAC
Financial Services, Inc. provides a wide array of equipment leasing
and financing options tailored to meet the needs of our customers. For
those customers in need of a lease, we offer the following products:
capital, TRAC, master, FMV (Fair Market Value), operating and true leases.
Sale-leaseback's are available for those customers that have purchased
their equipment within the last 180 days. In addition, to meet specific
cash flow needs, we offer leases with deferred initial payments, seasonal
payments, step up / step down payments. Certain equipment such as construction,
printing, machine tool and transportation are considered "hard
assets" and allow for higher residuals which will provide a lower
monthly investment. For those customers requiring a loan with 100% financing,
we offer the following products: floating rates with fixed payments,
fixed rates, and security agreements. All of our loans include early
payout provisions. Since no two companies are alike, MAC Financial Services,
Inc. believes in meeting each customer’s specific needs.
To
meet our vendors’ needs
To
meet the needs of our vendors, MAC Financial Services, Inc. offers several
“vendor programs” to provide a competitive edge. These programs
vary depending on the type of equipment and the dollar amount. Some
of our most successful programs include: “Application Only”
(up to $300,000), same day approvals, no payments for 90 days, zero
percent (vendor participation), and cash rebates. Joint marketing for
trade shows is offered to vendors that provide us an opportunity to
be of service. This includes pre-show and post show mailings, along
with support at the trade show to answer financing questions and accept
credit applications on site. Approved customers can purchase display
equipment and the vendor will get paid before the event is over. MAC
Financial Services, Inc. offers on-site vendor sales team training to
outline the benefits of leasing and financing. Utilizing these benefits
as a sales tool will help maintain control of the transaction and will
increase the closing ratio. The longer it takes for a deal to close,
the more likely the customer will change their mind or purchase from
a competitor. Upon request, MAC Financial Services, Inc. will contact
the customer at the beginning of the sales cycle, to better explain
their financing options and guide them through the entire process until
the transaction is finalized. There is a variety of sales incentive
programs designed to encourage the sales team to include financing options
with every quote. These incentives also apply to any future funded transactions
originally referred by the vendor if they purchase equipment not sold
by the referral source (certain conditions may apply).
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